It is a type of insurance that covers economic loss or damage to a car. The car insurance is compulsory for the vehicle can move. There are different types of insurance depending on the coverages that guarantee.

Sure to third

It is the basic insurance and minimum condition for a vehicle that can move. It covers the human and material damage caused by the insured to third.

Includes liability, ie in the case of an accident causing automobile insurer, paid reparation of the damage caused to third parties.

Moreover, in some cases, insurance of a third car may also include:

·  Legal Defense: ensures coverage of the costs stemming from a lawsuit triggered by an accident.

·  Safe driver: it is applicable only to the driver. Should an accident caused by negligence or despiste and exit injured, will cover the physical damage, health care and, in case of his death, to indemnify the families.

Insurance extended to others

Ensures risk insurance and added a third conventional addition, the following coverages:

·  Assistance trip: in the event of damage during the trip, the insurance company guarantees the dispatch of a crane to move the vehicle, a taxi for passengers and medical care in case of emergency.

·  Theft: ensures the replacement of the vehicle or any part thereof if they are removed by force. The terms of coverage specified in each policyholder.

·  Fire: guaranteed coverage for the total or partial loss of the car on fire, which has not always been provoked.

·  Moons: ensures replenishment, in the event of loss of any of the crystals or moons car.

We will risk

Generally insurance covers the risks to others and includes expanded coverage of damage themselves, ie repairing damage to the vehicle itself such as scratches or bruises. Moreover, in some cases, car insurance may also cover any risk:

·  Defense fines: the insurer funded resources to the processing of fines imposed on the insured person.

·  Withdrawal of driving license: in the event of withdrawal from driving the insured court of law, the company will pay compensation to cover travel expenses during the withdrawal. This coverage is a limit economic and temporary specified in the policy

·  Loan repair: the insurance company makes a loan to finance the insured damage caused by an accident when there is not an accident caused by a third party. The policy should include such coverage and the conditions under which the clause comes into force.

·  Vehicle replacement: if the car of the insured must be repaired, it receives compensation. It can be a vehicle parts or an amount to cover its economic travel costs, always within the limits laid down in the policy.

·  Great damage: activates when the damage to the vehicle insurance is not caused by a third party beyond the capital insured. The insurer covers the cost of repairs if it is considered in the policy.

Remarks

Another possibility within the all-risk insurance is insurance free. Covers the same claims it with the peculiarity that the insured is committed to cover expenses up to a maximum amount marked on the policy. From this amount the insurer who will pay the rest.