It's called early
retirement to that retirement can be obtained before the age of 65, which
is the stated age. It is envisaged only in certain circumstances and those who
wish to apply must comply with mandatory requirements.
The system of the Spanish
social security is organized into various schemes grouping workers
according to their characteristics. The hosting more workers is the general
scheme, but there are others such as the Special autonomous.
In the general scheme
covers employees in most sectors except, for example, miners. The general
scheme provides several possibilities for retirement before age 65.
Early
retirement in the general scheme
Workers may opt
voluntarily retire at 61 years if they meet the following requirements:
· Having completed
61 years.
· To have
contributed to Social Security for at least 30 years.
· Be registered in
the INEM offices during the 6 months preceding the application for retirement
pension.
· Demonstrate that
the end of the last contract will not be produced by the worker.
Prejubilación
in some professions
The possibility of early
retirement is extended in the high-risk or professions in which
workers are subjected on a regular basis to substances that may be toxic.
In these cases, the age at
which the worker can accommodate retirement is calculated by applying a reduction
coefficient, which is set according to category and the trade played in the
company. The professions affected by this provision are:
· Workers covered
by the Statute Mining.
· Rail Workers.
· Artists.
· Staff flying
aerial work.
· Taurines
professions. .
Exceptional
circumstances
In addition to the overall
circumstances raised contemplated within the law most exceptional circumstances
other workers eligible for early retirement:
· Workers who have a
disability equal to or higher than 65%.
· Workers who have
more than 60 years with any of the following conditions:
-
Have the mutual status since before 1967.
-
Work RENFE since before April 14, 1967 or FEVE since before
December 19, 1969.
-
Being included in the Special Regime for mariners before August 1, 1970
- Membership of the Special Regime coal miners
since before April 1, 1969 or before December 31 of that same year if it is
mutual status.
Worth
noting
The reduction
coefficient is a set amount that is applied to the actual number of years
worked to reduce them. Thus, by applying these coefficients can be a miner who
retired at age 50, if that date is applying the reduction coefficients year
quoted necessary.
Remarks
The ability to retire
at 61 years affecting the majority of workers, except those belonging to
certain special schemes. They can only benefit from it in exceptional
circumstances:
· Special Regime
agriculture.
· Special Scheme for
Self
· Special scheme for
employees home.
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