Everyone has access to housing in two ways: the purchase and rental. The
latter has as its main advantage is not indebtedness.
In Spain igualatoria look for a trend in the housing market. So, the
Ministry wants to balance the number of people who buy a house and from which
the rent. Its purpose is to freeze the price increase.
Advantages of renting
· There is no need
for a financial contribution initial high.
· Economic risk
lower than in the purchase.
· Ease of changing
housing.
· Maintenance by the
owner.
· It carries
implicit costs such as paperwork and effort.
Disadvantages of rent
· The permanence
depends on the renewal of the contract.
· Loss of the cost
of facilities and alterations to leave the house.
· Increasing income
under contract 1 year to 5 years.
· Annual increase in
the CPI (Consumer Price Index).
· Penalties if they
leave the floor sooner than stipulated.
· A total
expenditure.
· Sometimes you need
a bank guarantee.
· It is often must
pay a bond that is lost if it violates any provision of the contract.
Comparison table
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Yes
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Contrary
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Buy
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Housing remains the property, either to be reassessed with the passage
of years, tax benefits in the statement of income, the price of a rental is
possible to have a home of their own.
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Financial contribution initial high amount of paperwork and effort
involved a cost of approximately 10% of the total price, additional costs
such as maintenance and insurance, in case of debt financing.
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Rent
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There is no need for a financial contribution initial high economic
risk lower than in the purchase, ease of changing housing, maintenance by the
owner, bears no costs involved such as paperwork and effort.
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The permanence depends on the renewal of the contract, loss of plant
and the cost of reforms while leaving the house, rising incomes under
contract 1 year to 5 years, annual increase of the CPI, penalties if they
leave the floor before the stipulations it is a total expenditure, sometimes
you need a banker, often must pay a bond that is lost if it violates any
provision of the contract.
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