Bank cards are a form of payment. At present there are two types of cards such as credit and debit. The advantages of each can be viewed at speeches.

Credit cards

They are used to make purchases and pay later, that is, it is an immediate funding.  Some models have built microchip.

These cards allow spend more money in the current account, but always within the maximum stipulated in the contract.

These passes are available cash to pay a sum economy. In addition, they serve to get money from ATMs abroad immediately. Also called plastic money.

Debit Cards

They are used to extract money from ATMs and to make small purchases. They can only spend as much money in the current account or savings book.

At present entities usually given with the opening of a new account. Its expiration is often multi-year, instead of annually as in the credit.

Advantages of credit cards

·  Pay cash.

·  Auto Financing for about 30 days.

·  It can be used worldwide.

·  Accounting monthly.

Advantages of debit cards

·  They tend to be free.

·  Spending keeping minimal or nil.

·  Do not lead to indebtedness as it can only spend what we have in the current account.