Yoteca - Document and help guide
Search
Categories = 25   -   Documents = 373   -   News = 75   -   Terms = 1763   -   Criteria = 1777   -   References = 3988

Item: General insurances -> Category: Insurances -> Author: PF -> Revision: 01/10/2008
Types of private insurances

Insurance companies offer insurance of a private nature and give the possibility of taking out a policy on almost any property. The most common are those that follow.

 

Automobile Insurance

 

It is one that is intended to cover costs incurred by claims in cars. This is a compulsory insurance subscription.

 

The most basic is that it is safe to others who cover damage caused by the insured to a third party within the limits marked on the policy.

 

Medical Insurance

 

It is that insurance covering the costs of medical care resulting from the illness of the insured. There are several forms of this type of insurance.

 

The most common are the use of table doctor offered by the insurer or the advancement by the insured in the amount of medical services used. There is also a mixed system.

 

Life insurance

 

This is the type of private insurance that compensates beneficiaries of the insured in the event that he dies within the policy. Recruitment depends on the economic and personal circumstances of the insured.

 

It can be temporary or permanent. The first is valid given stipulated in the policy and the second is in force until the insured dies.

 

Disability Insurance and serious accidents

 

This is a sure guarantee that the reimbursement in the event of total or partial disability and accidental death insurance on behalf of their beneficiaries.

 

Generally, it is not a sure recruited independently, but that is a complement to life insurance.

 

Household Insurance

 

It guarantees coverage of the costs incurred by an accident for housing, such as a fire, a broken pipe or a domestic accident.

 

This can be a secure any risk or simply cover the claims contained in the policy. These insurance also called for example mundihogar or polihogar.

 

Liability insurance

 

It covers compensation and repair damage caused by the involvement of the insured in situations that may trigger a lawsuit.

 

The maximum amount covered by this insurance appears in the policy. This is a compulsory insurance for conducting certain activities and professional workers.

 

Remarks

 

In addition to these, there are many other types of insurance. Currently, you can subscribe to a policy on almost anything, provided it contains a risk. There are sure a specific part of your body, personal accident, crystal, agricultural, etc.

 

It is important to read all the clauses of a policy carefully to make sure and claim everything that falls.




Other documents on the same subject
    -> Insurances
    -> Glossary of insurances

Related Documents
    -> Life insurances

Other items on the category
    -> Car insurances
    -> Medical insurances







[ Index ]  -  [ Questions ]  -  [ References ]  -  [ Terms ]  -  [ Summary ]  -  [ Revisions ]  -  [ News ]  -  [ WebMap ]
[ Spanish version ]
 NOTE: It is strictly forbidden to reproduction in whole or in part by the Spanish laws rights INTELLECTUAL PROPERTY

 Copyright © Yoteca.com - All rights reserved