Insurance companies offer insurance
of a private nature and give the possibility of taking out a policy on
almost any property. The most common are those that follow.
Automobile
Insurance
It is one that is intended to
cover costs incurred by claims in cars. This is a compulsory insurance
subscription.
The most basic is that it is safe
to others who cover damage caused by the insured to a third party within
the limits marked on the policy.
Medical Insurance
It is that insurance covering
the costs of medical care resulting from the illness of the insured. There
are several forms of this type of insurance.
The most common are
the use of table doctor offered by the insurer or the advancement by the
insured in the amount of medical services used. There is also a mixed system.
Life insurance
This is the type of private
insurance that compensates beneficiaries of the insured in the event that he dies
within the policy. Recruitment depends on the economic and personal
circumstances of the insured.
It can be temporary or
permanent. The first is valid given stipulated in the policy and the second
is in force until the insured dies.
Disability
Insurance and serious accidents
This is a sure guarantee that
the reimbursement in the event of total or partial disability and accidental
death insurance on behalf of their beneficiaries.
Generally, it is not a sure
recruited independently, but that is a complement to life insurance.
Household
Insurance
It guarantees coverage of the
costs incurred by an accident for housing, such as a fire, a broken pipe
or a domestic accident.
This can be a secure any risk
or simply cover the claims contained in the policy. These insurance also called
for example mundihogar or polihogar.
Liability insurance
It covers compensation and
repair damage caused by the involvement of the insured in situations that
may trigger a lawsuit.
The maximum amount
covered by this insurance appears in the policy. This is a compulsory insurance
for conducting certain activities and professional workers.
Remarks
In addition to these, there
are many other types of insurance. Currently, you can subscribe to a policy
on almost anything, provided it contains a risk. There are sure a specific part
of your body, personal accident, crystal, agricultural, etc.
It is important to read all
the clauses of a policy carefully to make sure and claim everything that
falls.
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