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  Q&A (Questions and answers)

1.- How to choose the best car?
The first thing is to know the type of car you want (utility, limousine, sports ...). You must also look at features such as price, the capacity of the trunk or consumption.


2.- What is a km0?
The Km 0 are new cars and registered by the dealer. Registration can be done, for example, to comply with the volume of annual sales.


3.- What is more profitable a diesel or gasoline?
When it comes to buying a diesel must take into account the amount of Km annual one makes to find out if in fact offset the purchase of a diesel.


4.- What are the main types of insurance?
The most basic is the third insurance and is the most complete all-risk insurance. There is also the possibility of insurance from franchise.


5.- How can you connect a mobile internet?
A mobile phone can connect to the Internet if you have a GPRS or UMTS protocol that are technologies that allow dialup internet.


6.- What types of virus can be found in the market?
There are two types of antivirus: Residents monitored at all times and the computer analyzers low demand that only work under the orders of the user


7.- How can I make friends?
One way to make new friends is through the pages of contacts that give the opportunity to establish contacts with other people, for example, through SMS phone and Internet chats.


8.- How do the personal contacts?
Today there are various ways to establish contacts with other people such as SMS or chats.


9.- How to be a curriculum?
They must be clear, concise and highlight the skills and conocimietos each.


10.- What steps are required for divorce?
It depends on whether the divorce is by mutual agreement or litigation. There is also a new law that shortens the process.


11.- What is the best way to download music?
The programs are most in demand file transfer known as P2P consist of direct communication between two clients over the Internet. There is another possibility to download via websites.


12.- How addresses security in electronic commerce?
Security in e-commerce is solved through encryption, which is the encoding of information via a password.


13.- What are the main causes of infertility?
In the case of women are age, the disorder in ovulation or obstruction of the fallopian tubes. In men are the low number or no sperm, impotence and retrograde ejaculation.


14.- When one considers that there are problems of infertility?
After a year trying to have a child, without success, it is time to seek medical help.


15.- Who fall sanctions?
The sanctions fall on those who perpetrated whenever it can be shown. If not identify the offender, the penalty is imposed on the owner of the vehicle.


16.- How can access the University those over 25 years?
There is a Test Access for those over 25 which consists of a common test and another specifically chosen according to the branch.


17.- Is there any help to study Masters?
Recently, the Ministry of Education and Science together with the Official Credit Institute (ICO) has approved the granting of loans to students who wish to master.


18.- What are the advantages of the German market?
The main advantages are the broad market, the lowest price in Spain, the mileage is not fraudulent and demonstrable history.


19.- What is the TCP/IP protocol?
It is the language that allows communication between two or more machines or computers via the Internet.


20.- What are the main investment products?
There are several types of investment which include investment funds and savings accounts.


21.- What are the awards?
The awards are economic rewards that the employer must give the employee for damages or as a reward. The amount depends on the type of termination of the contract and the agreement, in addition to the provisions of the law.


22.- What are the main contents of an agreement?
The contents most prominent conclude that the labor agreements and the minimum stipulated by law for each are the minimum wage, overtime pay, overtime, working hours and holidays.


23.- What are the main types of layoffs?
When an employee disagrees with the dismissal, may apply to Social Court. There classified wrongful dismissal in coming and void.


24.- What is the settlement?
The low voluntarily gives no right to compensation but the boss has to settle the worker with the settlement. You must pay the portion of wages due for the days worked in that month and the proportionate share of holidays and pay.


25.- What types of contracts exist?
There are different types of contracts and conditions with features such as fixed-term contract (temporary), the part-time contracts, the contract for work at home (telecommuting) or contract placements.


26.- What help is available for large families?
There aids, such as preference for requesting Housing Protection official.


27.- What types of loans are available?
The personal loans can be classified according to their speed and quick collateral loans and guaranteed loans. According to its interest rate distinguish between fixed rate, variable rate and interest rate mixed.


28.- What conditions have a mortgage?
All the conditions and guidelines of the mortgage reflected in a contract signed before a notary, called writing.


29.- What is the APR?
The APR is the interest is calculated taking into account the nominal interest rate, commissions and the term of a mortgage.


30.- What is the Euribor?
The Euribor is the benchmark most commonly used in transactions between financial institutions.


31.- What is the interest rate?
The interest rate is the percentage applied to the principal of the mortgage is payable to the financial institution.


32.- What Is There to buy a house with a mortgage?
In addition to the interests imposed by the financial institution, are generated other expenses such as inheritance tax or VAT tax documented legal (IAJD), notary and pricing.


33.- What types of mortgages exist?
The main types of mortgages are fixed rate, variable rate, interest rate mixed.


34.- What kinds of motorbikes on the market?
According to the cylinder may differ in moped, motorcycle and large cylinder. Depending on their shape and use the sport can be found and custom among others.


35.- Do Cáles are the most important types of nutrients?
The nutrients in food are: carbohydrates, lipids (fats), proteins, vitamins, minerals and water.


36.- How to lose weight?
Depending on what the problem will require a specific diet that could indicate a medical specialist.


37.- When you can change the feeding of a baby?
Between the fourth and sixth month, will begin to give the child other foods such as cereals diluted in milk and special papillas fruit. Over time will join purees and sliced food.


38.- What types of pension plans?
They can be classified according to income that is obtained (variable fixed ...) or the requirements for recruitment.


39.- What happens if you bear several years without renewing the card?
If you spend more than four years from the date on which expired card should come out again, with the theoretical and practical tests.


40.- What are the requirements for travel to Africa?
To travel to Senegal and Africa as a whole needed some specific documents and a series of vaccines.


41.- What are the requirements for travel to America?
To travel to the United States need a number of specific documents.


42.- How to invest the savings?
You can deposit savings in various financial products to profit over a period of time.


43.- What must pay taxes individuals?
Individuals must pay different taxes depending on their situation as the personal income tax, VAT, IBI or ITP.


44.- How are notified sanctions?
The notification can be accomplished through a notice in person or through a notice by registered mail.


45.- What are the income tax deductions?
The wage labor is subject to Income Tax of Individuals (IRPF), a percentage that is determined by the gross income, marital status and number of children.


46.- What is the net income?
The net pay is the amount that is subtracted from the gross salary contributions to the Social Security and income tax deductions.


47.- What is the preparation for an interview?
Before an interview should, inter alia, that the candidate knows what skills required for the job, what the company is seeking and what are the points that the curriculum should emphasize.




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